Add-ons & riders
Customize any policy with endorsements — roadside, water backup, jewelry coverage, and more. Add or remove them anytime, or just ask the assistant.
Auto
Extras that ride along with your car policy.
$7.00per month
Roadside Assistance
24/7 towing, jump-starts, lockout service, and flat-tire help.
- 24/7 dispatch
- Towing to nearest shop
- Lockout & fuel delivery
Works with: Auto
$5.00per month
Rental Reimbursement
Covers a rental car while yours is in the shop after a covered claim.
- Up to $50/day
- 30 days max
- Direct billing
Works with: Auto
$9.00per month
Accident Forgiveness
Your rate won't go up after your first at-fault accident.
- First accident waived
- Stays with you
- No surcharge
Works with: Auto
$12.00per month
New-Car Replacement
Total your new car and we pay for a brand-new one — not its depreciated value.
- First 3 model years
- Same make & model
- No depreciation
Works with: Auto
$6.00per month
Loan / Lease Gap
Pays the difference between your car's value and what you still owe.
- Covers the 'gap'
- Loans & leases
- Peace of mind
Works with: Auto
Home & Property
Fill the gaps in your home or renters coverage.
$8.00per month
Water Backup
Covers damage from sump-pump failure and sewer or drain backups.
- Sump-pump failure
- Sewer backup
- Cleanup included
Works with: Home, Renters
$7.00per month
Jewelry & Valuables
Full coverage for rings, watches, and collectibles beyond standard limits.
- No deductible
- Worldwide
- Covers loss & theft
Works with: Home, Renters
$6.00per month
Equipment Breakdown
Repairs HVAC, water heaters, and major appliances when they fail.
- HVAC & appliances
- Parts & labor
- Multiple claims
Works with: Home
$4.00per month
Service Line
Covers buried utility lines from your home to the street.
- Water & power lines
- Excavation costs
- $10k limit
Works with: Home
Everyday
Protection that follows you, not a single policy.
$7.00per month
Identity Theft Protection
Credit monitoring plus full restoration help if your identity is stolen.
- Credit monitoring
- $25k expense coverage
- Restoration specialists
Works with: Auto, Home, Renters, Life, Umbrella
$3.00per month
Pet Injury (Auto)
Vet bills if your pet is injured in a covered car accident.
- Up to $1k
- No deductible
- Any pet in the car
Works with: Auto